Life’s busy and if you’ve come to the end of your current mortgage deal, you could be spending more than you need on your monthly mortgage payments. You could save money by finding a mortgage with a better rate and lower monthly mortgage payments, potentially over a shorter term.
Or maybe your circumstances have changed, whether you have a growing family and are looking to move or extend your property with home improvements, or are looking to downsize and want to remortgage to better match your needs.
You don’t need to move home to remortgage, remortgaging is where you pay off your existing mortgage with a new mortgage. We understand that making the decision to move to a new mortgage deal with another provider is an important one. You want to know all the options available to you and receive advice which will help you make the right decision for you and your family.
Reviewing your mortgage on a regular basis ensures it continues to fit your requirements and is still on the best product. When interest rates are low, it is an ideal time to remortgage and secure a good fixed rate mortgage.
There are many reasons to remortgage, depending on your personal circumstances, but many people consider remortgaging to save money, raise money or secure a better mortgage to suit their needs. By changing to a mortgage with a lower interest rate you may be able to save money on your monthly payments. NM Finance’s expert property finance team can talk you through the costs involved in taking out a new mortgage.
Some people remortgage to release equity from their home. By increasing the loan to value of your borrowing, you can release cash to use on home improvements or debt consolidation.
If your personal circumstances have changed, you may be able to afford to pay off your mortgage over a shorter term, or prefer to ensure your monthly payments are consistent.
Find the best remortgage deals easily
NM Finance is an independent mortgage broker directly authorised by the Financial Conduct Authority and we genuinely look further to search the market and advise you whether a fixed rate or tracker mortgage would best suit your needs.
Established for more than 20 years, NM Finance has access to exclusive remortgage deals that are not available to other brokers and, as we search the whole market, you can be sure that NM Finance will get you the best rates on your remortgage.
At NM Finance, we take the hassle out of remortgaging your property by doing the search for you. We’ll even tell you if you’re better off staying with your current mortgage provider.
“Max offered to review our mortgage and found us a better product which saved us money. He and his team made the whole process hassle-free.” - M Ashby
Speak with an adviser today about remortgaging or moving home
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Guide to remortgaging
In our remortgage guide, we examine the benefits of remortgaging, how to get the best deal for you and when you should consider starting an application.
- Read the guide