NMF Business Funding
The right finance for your business
Finding the right business finance is rarely easy: The right lender, the right structure, and the right presentation of your case all make a difference.

NMF Business Funding Ltd works across the whole market to find funding that fits your business, from £25K upwards, for any legal purpose in any sector.
Business loans
For growth, investment, acquisitions, and expansion. Unsecured loans up to five years, secured loans with longer terms available depending on your circumstances.
Asset finance
Fund vehicles, machinery, and equipment without tying up working capital. Spread the cost of large purchases over a term that works for your business.
Cash flow facilities and overdrafts
Short-term working capital support for businesses managing day-to-day cash flow, covering gaps between invoices, or bridging a quiet period.
Merchant cash advances
Ideal if your turnover fluctuates across the trading year. Repayments move with your income, so you're not committed to a fixed amount in quieter months.
Get in touch with Neil today
Neil Denman is our expert in business finance. With over 20 years experience as a broker, he has the relationships with lenders, and the inside knowledge on how to present your case to get you the funding you need.

Why use NMF Business Funding for your loan?
No Upfront Fee
Funding can be arranged the same day for unsecured deals
We help you present your case
We can search the whole of market
Sector expertise from a dedicated finance broker.
We search the whole market, not just a panel of selected lenders and not a comparison site that shows you a fraction of what's available. That means access to smaller, specialist lenders who consider applications that the high street would decline.
Presentation matters more than most people realise. Lenders can and do consider limited trading history, adverse credit, trading losses, and previous business failures. Getting a deal agreed on those terms depends almost entirely on how the case is put to them. That's where experience counts.
We do not charge an upfront fee. You pay nothing until funding completes. That's not standard practice in business finance, and we think it should be.
On unsecured deals, funding can be arranged the same day.
ANSWERS
How it works
We start with a brief conversation to understand what you need and why. We collect the relevant documents, search the market, and come back to you with indicative terms. If you're happy to go ahead, you sign the consent to search and we submit to the lender. Once an offer is received, you accept and funds are drawn down.
From first conversation to funds in the account, unsecured deals can move same day. Secured lending takes longer where valuations or solicitors are required.
What do I need to apply for a business loan?
Any business, small, mid-sized or large, can apply for a business loan. For a trading business with filed accounts: your last three years' accounts, your latest three months' business bank statements, proof of ID and address, and a schedule of any existing business debts.
If you haven't yet filed a full set of accounts, we can still help. In that case we'd typically need six to nine months of bank statements.
There's no credit search until you're ready to proceed. At that point, you sign a consent form and we submit your application in full. Indicative terms are provided before any credit search takes place.


Ready to find out what's available?
Fill in the form below and Neil will be in touch to talk through your options.
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