Our Privacy Policy

This notice is being provided to you because we are just about to collect personal data from you. It is issued by New Mortgage Finance Limited, trading as NM Finance. It explains how we use your personal data.

Lawful conditions for processing personal data

We will only process your personal data when we meet one of the following lawful conditions:

When we have a lawful contract with you;
When it is our legal duty;
When we have a legitimate interest;
If we need to act in your vital interests; or
When you have provided us consent to process it.

If we process your personal data that has been obtained from someone other than you, we will let you know without undue delay.

Who is collecting your personal information

NM Finance, Portal House, 7b Alkmaar Way, Norwich International Business Park, Norwich, NR6 6BF. The point of contact for all personal data related queries is the Data Privacy Manager.

Why we collect your personal information

We collect personal information provided by you to enable us to create a contract with you which we then fulfil in accordance with the terms and conditions of the contract and our Data Protection Policy. We also need to collect your personal information to meet the legal & compliance obligations placed upon us.

Your information may also be used for other specific purposes but only after you have given your consent, for example, to receive newsletters.

Automated decision

When obtaining a Decision in Principle (DIP), also referred to as an Agreement in Principle (AIP), we submit your information via the Lender’s online automated decision-making process. We do not use any in-house automated processing mechanisms.

Who we may share your information with

We share your personal data with the appropriate:

Credit reference agencies;
- NM Finance conduct credit checks through TransUnion (formerly Callcredit), for further information about TransUnion and the information it holds click the link below:
  https://www.callcredit.co.uk/legal-information/bureau-privacy-notice
Fraud prevention agencies;
UK regulators and other legal authorities; and/or
Appointees who are instructed to act on your behalf, for example a solicitor.

We will never sell or share your information with marketing companies.

Security of your personal information

We take all reasonable technical and procedural precautions to prevent the loss, misuse or alteration of your personal information. All business data is stored off-site on a server at a secure location and managed by a trusted third-party contractor. NM Finance Ltd do not operate internationally; our business services are limited to the United Kingdom.

Retention of your personal information

We will retain your information for as long as it is needed to provide you with our services and manage our relationship and also to comply with our legal obligations, resolve disputes and enforce our agreements. In practice this could be throughout your lifetime, but this does not prejudice your right to request that your personal data is no longer processed by us (The Right to Object).

Your Rights

The GDPR extends your rights in respect of your personal data. It should be noted that these are qualified in so much that they do not necessarily apply in all situations. The ‘rights’ are listed below.

- Right to be informed;
- The right to access;
- Right to rectification;
- Right to erasure;
- Right to restrict processing;
- Right to data portability;
- Right to object; and
- Rights related to automated decision making.

https://ico.org.uk

Exercising your rights and access to your personal information

If you wish to exercise your right to access to your personal data, please contact the Data Privacy Manager. We will then contact you to check your identity and may request documents to prove it. For all other queries regarding our processing of your personal data and the exercising of all of your rights, please contact the Data Privacy Manager.

Your options if you have a complaint

If you do have cause for concern or a complaint regarding the way we are handling your personal data, we ask that you contact us in the first instance. This way we can resolve any issues at the earliest opportunity.

If you are still unhappy, or you do not wish to contact first you are, in any event, entitled to complain to the ICO. You may also seek judicial remedies against us or any of the third parties we interact with on your behalf, for damages (both material and non-material) arising from breaches of the GDPR. For more information please visit the ICO website using https://ico.org.uk.

NMF Business Funding

The right finance for your business

Finding the right business finance is rarely easy: The right lender, the right structure, and the right presentation of your case all make a difference.

NMF Business Funding Ltd works across the whole market to find funding that fits your business, from £25K upwards, for any legal purpose in any sector.

NM_Business_Funding_Business_Finance_Norfolk

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Business loans

For growth, investment, acquisitions, and expansion. Unsecured loans up to five years, secured loans with longer terms available depending on your circumstances.

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Asset finance

Fund vehicles, machinery, and equipment without tying up working capital. Spread the cost of large purchases over a term that works for your business.

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Cash flow facilities and overdrafts

Short-term working capital support for businesses managing day-to-day cash flow, covering gaps between invoices, or bridging a quiet period.

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Merchant cash advances

Ideal if your turnover fluctuates across the trading year. Repayments move with your income, so you’re not committed to a fixed amount in quieter months.

Get in touch with Neil today

Neil Denman is our expert in business finance. With over 20 years experience as a broker, he has the relationships with lenders, and the inside knowledge on how to present your case to get you the funding you need.

Neil Denman, Director

07966 486 896

neil.denman@nmbf.co.uk

Arrange a callback

Why use NMF Business Funding for your loan?

No Upfront Fee

Funding can be arranged the same day for unsecured deals

We help you present your case

We can search the whole of market

Sector expertise from a dedicated finance broker.

We search the whole market, not just a panel of selected lenders and not a comparison site that shows you a fraction of what’s available. That means access to smaller, specialist lenders who consider applications that the high street would decline.

Presentation matters more than most people realise. Lenders can and do consider limited trading history, adverse credit, trading losses, and previous business failures. Getting a deal agreed on those terms depends almost entirely on how the case is put to them. That’s where experience counts.

We do not charge an upfront fee. You pay nothing until funding completes. That’s not standard practice in business finance, and we think it should be.

On unsecured deals, funding can be arranged the same day.

ANSWERS

How it works

We start with a brief conversation to understand what you need and why. We collect the relevant documents, search the market, and come back to you with indicative terms. If you’re happy to go ahead, you sign the consent to search and we submit to the lender. Once an offer is received, you accept and funds are drawn down.

From first conversation to funds in the account, unsecured deals can move same day. Secured lending takes longer where valuations or solicitors are required.

What do I need to apply for a business loan?

Any business, small, mid-sized or large, can apply for a business loan. For a trading business with filed accounts: your last three years’ accounts, your latest three months’ business bank statements, proof of ID and address, and a schedule of any existing business debts.

If you haven’t yet filed a full set of accounts, we can still help. In that case we’d typically need six to nine months of bank statements.

There’s no credit search until you’re ready to proceed. At that point, you sign a consent form and we submit your application in full. Indicative terms are provided before any credit search takes place.

Ready to find out what’s available?

Fill in the form below and Neil will be in touch to talk through your options.

Arrange a Callback

Please fill in the form below and one of our team will call you back within 24 business hours.