The latest house price index from Rightmove reveals a buoyant spring with a 0.9 per cent increase (£2,841) in house prices, thanks to higher demand for property. The May figure follows positive growth reported by the Halifax in its April house price index which showed that house prices rose 1.1 per cent, recovering from a […]

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It’s not an uncommon scenario that as our mortgage comes to the end of a fixed rate period, our current lender will contact us with a ‘product transfer’ offer. As many of us are time-poor, it can be tempting to opt for the ‘easy’ fix – after all, the lender can quickly take care of things and transfer our borrowing to its new product.

But is it the best option? In this post we explore the differences between a product transfer vs. remortgaging your home, and which you should go for at the end of your term.

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Whether it’s the Brexit effect, the natural cyclical end of record low interest rates two years ago, or the desire to stay put and release some funds for home improvements, a growing number of homeowners have taken the opportunity to remortgage in 2018. And, with an increasingly complex range of property finance products on offer, […]

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Will Brexit put mortgage rates up? After the interest rate rise in August 2018, the Bank of England Monetary Policy Committee has taken the unanimous decision to hold rates at 0.75 per cent at its September meeting. The decision offers some assurance to homeowners with mortgages, with the MPC saying future rate increases are ‘likely […]

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