For those mortgage customers facing a high early repayment charge, or whose circumstances have changed since they first took a mortgage, a second charge or second mortgage can be a better choice to raise finance.

Row of Terraced Starter Houses in the UK

It’s a great moment in the house buying process, when a mortgage offer is confirmed and you know that one of the major hurdles has been overcome and you’re a little bit closer to owning your dream property.

Almost one in three households – around 30 per cent of customers – is paying too much for its mortgage, according to an interim market study report from the Financial Conduct Authority (FCA). The study, which examines first-charge, residential mortgages, also concluded that many applicants are failing to find the best deal to suit their circumstances.

In our remortgage guide, we examine the benefits of remortgaging, how to get the best deal for you and when you should consider starting an application.

Development Finance Guide

In our development finance guide we answer your most frequently asked questions when developing a property to sell.

Building your own home

More than half the population would like to build their own home however many people feel too many obstacles stand in their way. In our self-build buyer’s guide, we dispel some common myths about self-builds and show you how to finance your own dream home, for a fraction of the price of a resale property.

Woman completing mortgage application

When director Max Mace came into the industry in 2008, just after the 2007 recession, lenders catering to clients with poor credit had almost completely disappeared. Some lenders moved to more mainstream lending only and many of the adverse lenders from the early 2000s were forced to exit the market completely.

Young Couple - First Time Buyers

UK Finance (previously the Council of Mortgage Lenders) analysed data of the official English Housing survey, finding demographic factors had changed the characteristics of first time buyers.