Will Brexit put mortgage rates up? After the interest rate rise in August 2018, the Bank of England Monetary Policy Committee has taken the unanimous decision to hold rates at 0.75 per cent at its September meeting. The decision offers some assurance to homeowners with mortgages, with the MPC saying future rate increases are ‘likely […]

Securing a mortgage later in life need not be a challenge if you work with a broker that has the knowledge and experience to find the right lender. So when we were asked to help our 74 year old client remortgage his home, we were able to help him find a great deal. Although he […]

When buying a home or investing in a property, critical illness cover is an option most of us consider, and while it can be tempting to live in the moment and look to save a few precious pounds for a greater deposit or to reach a higher property price bracket, it’s important to think about […]

With the Bank of England Monetary Policy Committee due to make its next announcement on Thursday 2 August, economists have warned that interest rates may rise, and the likelihood is that historic low rates will not last forever. Yet borrowers on a standard variable rate mortgage could save up to £6,500 by switching to a fixed rate now, according to latest research from Legal & General Mortgage Club.

If someone offered you almost £300 off your monthly mortgage repayments, wouldn’t you jump at the chance to save cash?

For those mortgage customers facing a high early repayment charge, or whose circumstances have changed since they first took a mortgage, a second charge or second mortgage can be a better choice to raise finance.

Row of Terraced Starter Houses in the UK

It’s a great moment in the house buying process, when a mortgage offer is confirmed and you know that one of the major hurdles has been overcome and you’re a little bit closer to owning your dream property.

Almost one in three households – around 30 per cent of customers – is paying too much for its mortgage, according to an interim market study report from the Financial Conduct Authority (FCA). The study, which examines first-charge, residential mortgages, also concluded that many applicants are failing to find the best deal to suit their circumstances.