Building your own home

More than half the population would like to build their own home however many people feel too many obstacles stand in their way. In our self-build buyer’s guide, we dispel some common myths about self-builds and show you how to finance your own dream home, for a fraction of the price of a resale property.

Woman completing mortgage application

When director Max Mace came into the industry in 2008, just after the 2007 recession, lenders catering to clients with poor credit had almost completely disappeared. Some lenders moved to more mainstream lending only and many of the adverse lenders from the early 2000s were forced to exit the market completely.

Young Couple - First Time Buyers

UK Finance (previously the Council of Mortgage Lenders) analysed data of the official English Housing survey, finding demographic factors had changed the characteristics of first time buyers.

Clipboard and stationery for rental property management

With the introduction of new tax rules for buy-to-let landlords, clients who still believe in property are looking for other ways to generate income and increase their wealth.

Since the Government announced the hike in Stamp duty during its Autumn Statement, we have seen a short term increase in the amount of BTL mortgage business as investors rush to purchase and complete before the March 31s.

Boy riding a bike in a field

When speaking to a mortgage broker you will almost certainly hear the term loan-to-value. Simply put, the loan-to-value or LTV is the ratio of the mortgage balance against the property value.